The Susquehanna Municipal Trust is a member owned, non-profit organization providing quality workers compensation coverage for municipal entities and their employees.
The Susquehanna Municipal Trust (SMT) was established on July 1, 1995, as a non-profit self-insurance program for Pennsylvania municipal entities. SMT members include townships, boroughs and municipal authorities. As of August 2018, membership in the Trust comprises 72 municipal entities. Each municipal member strengthens the program and shares in the success of the Trust.