Susquehanna Municipal Trust (SMT) is a member owned, non-profit organization providing quality group self-insured workers’ compensation coverage for municipal entities & their employees.
Since 1995 in eastern and central Pennsylvania
The Susquehanna Municipal Trust was established on July 1, 1995, as a non-profit group self-insurance program for Pennsylvania municipal entities. SMT members include townships, boroughs, municipal authorities, and third-class cities with a council-manager government.
29 Years
Of Impact
80
Members
Created for municipal entities, by municipal entities, and governed by membership. Members share risk, self-fund workers’ compensation coverage, and control insurance costs for like-minded public entities. A financially strong program and selectively grown. Each municipal member strengthens the program and shares in the success of the Trust.
Join TodaySMT is administered by The Benecon Group 
We appreciate SMT’s assistance in navigating the group self-insurance process for public-sector entities in Pennsylvania.
