Member ownership

  • The Trust is governed by a member-elected Board of Trustees.

Proven rate stability

  • The Trust has proven rate stability over the years.

Low Costs

  • By sharing risk, the Trust offers competitive pricing as an alternative to the fully-insured market.

Quality Claims Administration

  • Superior claims administration including claim status reports and assistance for recovery and safely returning an injured employee back to work as expeditiously as possible.

Safety Training

  • Free workplace safety & loss control training webinars for member employees.



  • Surplus funds are considered for membership dividends on an annual basis.

Safety Grants

  • The Trust administers an annual safety grant program available for all members.