SMT is a group self-funded workers’ compensation trust. As such, SMT members are required to maintain an up-to-date Accident & Illness Prevention Program (AIPP) as set forth in Chapter 129, Subchapter D of the PA Workers’ Compensation Act.

SMT’s AIPP manual template is designed to assist SMT members with documenting their organization’s AIPP procedures in complying with the PA Workers’ Compensation Act. The AIPP manual template is designed for members to customize it to their organization’s unique considerations.

Per industry best practices, an AIPP manual should be reviewed and updated at least every three years.

The Susquehanna Municipal Trust (SMT) Safety Grant Program provides financial incentives to members wanting to purchase materials, equipment, or items to help improve employee safety and reduce the frequency and severity of workers’ compensation claims.

2025 Safety Grant application

The 2025 SMT Safety Grant application window is now closed. Information about the 2026 SMT Safety Grant will be posted in June.

When members take the goal of group self-funded insurance to heart, SMT will recognize their results. One way SMT accomplishes this is through the Risk Management Report Card.

The Risk Management Report Card provides a snapshot of member’s workers’ compensation performance during the previous plan year and acts as a “road map” for risk-management and loss-control efforts going forward.

The Risk Management Report Card issues points for performance within 10 categories, which encompass SMT risk-control standards and other industry-established standards.

The Risk Management Report Card also allows SMT to present members with awards for safety in a variety of categories. Awards are presented at the SMT Annual Membership Plan Committee Meeting.

Below are links to forms and templates regarding commonly requested topics.