The SMT Workers’ Compensation Claims Handbook offers is a step-by-step guide for an employer in submitting and managing a workers’ compensation claim. It includes detailed instructions for filing a First Report of Injury (FROI).

The SMT program Panels of Physicians are developed by county geographic area and listed by county below.  The Panels have been compiled and vetted by the Trust’s claims adjuster at Inservco and meet the requirements of the PA Bureau of Workers’ Compensation.

SMT members are encouraged to adopt and post a Panel of Physicians in the workplace to assist with providing medical treatment for their injured employees.  Members may adopt more than one Panel of Physicians to meet the geographic needs of their employees.

To formally adopt and implement a workplace Panel of Physicians, please first contact a member of the SMT team at Benecon.

In compliance with Section 306(f.1)(1)(i) of the Pennsylvania Workers’ Compensation Act, along with a Panel of Physicians, employers must provide the employee a copy of an Acknowledgement of Rights and Duties that the employee must sign and return to the employer, both at the time of hire and at the time of workplace injury.

The template below meets the regulations outlined in the Pennsylvania Workers’ Compensation Act for a Panel of Physicians regarding the name, address, and phone number of the claims adjuster — for SMT, that is Inservco. Additionally, customized provider information to be included in the template must include the provider’s name, address, phone number, and specialty.

To formally adopt and implement a workplace Panel of Physicians, please first contact a member of the SMT team at Benecon.

The SMT Workplace Injury Packet offers materials to assist both the employer and the injured employee in a workers’ compensation claim. The packet is intended to be customized to the employer’s specific policies and considerations.

The card for Inservco contains contact information for submitting medical reports, billing, and other correspondence to the claims adjuster.

The card for Keyscripts contains information about workers’ compensation prescription benefits.

Both cards are also available in the SMT Workplace Injury Packet.

The following links provide a general overview of the benefits, details, and processes related to a successful Return-to-Work program.

Use these templates to help create a Return-to-Work policy specific to your organization’s needs.

These lists contain suggestions for jobs and tasks that may be appropriate for employees who have been approved for modified-duty work. Be sure the modified-duty work and job description are within the physical restrictions provided in writing by the injured employee’s medical provider. Please communicate directly with the Inservco claims adjuster when modified-duty work is considered.

These letters serve as templates for customized Return-to-Work letters to employees. Please communicate directly with the Inservco claims adjuster when modified-duty or full-duty Return-to-Work is considered.

SMT’s professional partners at Midwest Employers Casualty (excess insurance) and Inservco (claims), as well as the PA Bureau of Workers’ Compensation, offer additional resources to help you develop and implement a successful Return-to-Work program unique to your organization’s needs. Feel free to review and utilize these resources as needed.

Click on the link below for a complete list of claims contacts at SMT and Inservco.

Click here to learn about the new changes the PCRB implemented in calculating the experience Mod.